Structuring
Structure built for the real world, not the brochure
A holding company that looks clean on paper but fails substance tests is not a structure — it is a liability. We build differently.
What structuring actually involves
Offshore structuring is the process of deciding which legal entities hold which assets, in which jurisdictions, and in which sequence of ownership. Done well, it reduces unnecessary tax friction, protects assets from litigation risk, and gives you a clear path for succession or eventual sale. Done poorly, it creates opacity that triggers scrutiny, costs more to maintain than it saves, and can be unwound by regulators. At Lumenvstone we start with your existing position: what you own now, what is coming, and what you want to pass on. From that we map entity types — International Business Companies, Limited Partnerships, Foundations, Trusts — against a shortlist of jurisdictions that match your reporting obligations and operational reality. We do not recommend Cayman when Mauritius is cheaper and equally effective for your situation. We do not add layers that serve no legal purpose. The output is a structure memorandum, a recommended jurisdiction pack, and a hand-off document for your legal counsel.
How the engagement runs
An initial scoping call establishes the asset types and your home jurisdiction's reporting obligations. We then deliver a written structure proposal within ten business days — not a slide deck, a document with legal citations you can share with your own lawyer. Once you approve the proposal, we coordinate with licensed service providers in the chosen jurisdictions to incorporate the entities, open registers, and prepare the ownership documentation. We stay involved through the first compliance cycle so nothing slips between handoffs. Structuring is not a one-off product. As your situation changes — a new acquisition, a change in residence, an inheritance — the structure needs to adapt. We offer annual structure reviews as part of an ongoing advisory arrangement.
What you receive at the end of a structuring engagement
Concrete deliverables, not vague guidance.
Structure memorandum
A written document explaining the recommended architecture, the legal rationale for each entity, the jurisdiction choice, and the reporting obligations that come with it. Plain language, with citations.
Jurisdiction comparison pack
A side-by-side review of two to four candidate jurisdictions, covering cost, incorporation timeline, substance requirements, and banking accessibility — so you can make an informed choice rather than accept a default.
Legal counsel hand-off
A structured briefing document formatted for your local or international lawyer, including draft instructions for the incorporation agents. Reduces duplication and keeps the process moving.
First-year compliance calendar
A schedule of filings, renewals, and reviews due in the twelve months after incorporation, so nothing is missed and no penalties accrue before the structure has even been used.
“We came in with assets spread across four jurisdictions and no coherent logic to any of it. Lumenvstone produced a consolidation plan that reduced our annual maintenance cost by roughly 40% while actually improving our asset protection position. The document they produced was the clearest thing any adviser had ever given us.”
Amina K., Mombasa — family office director
Ready to map your structure?
Bring your current position and we will tell you honestly where the gaps are.